14th July 2026
Appreciation vs Compensation: Improving Employee Retention | COHIBL
Appreciation vs Compensation & Benefits: Rethinking the “3-Year Itch” We’ve all heard the phrase: “People don’t leave jobs, they leave bad managers.” While there’s truth in that, the UK employment landscape is continuing to evolve—and with it, employee expectations. For many businesses, salary and benefits are still seen as the main tools for attracting and […]
22nd June 2026
BADR in 2026/27: Why Business Owners Need to Rethink Exit Planning
A guest blog by Dale Pollitt, Director at Ryans Accountancy “For many business owners, selling a company represents the culmination of years of hard work, investment and risk. Yet despite the commercial focus that naturally surrounds a business sale, one of the biggest factors impacting net proceeds is often overlooked until far too late… tax […]
16th June 2026
SME Manufacturer – Cyber Liability Case Study
Overview This company is a UK based SME manufacturer. As a long-standing client of Caunce O’Hara Insurance Brokers for over 30 years, the business has experienced steady growth, with turnover steadily increasing to approximately £3.5m and employing around 40 staff. Despite operating in a traditional manufacturing environment, the company holds and processes a significant volume […]
16th June 2026
Large Technology Business – Cyber Liability Case Study
This company is a large, international technology company operating within the travel and digital services sector. Industry: Technology Revenue: £90m+ Employees: 60+ The business operates globally, delivering digital platforms and services that are heavily reliant on: Continuous system availability Secure handling of customer and commercial data Real-time processing of transactions and user access The Challenge […]
16th June 2026
Professional Consultant Risk – Cyber Liability Case Study
This company is a UK-based building services consultancy, specialising in: Mechanical and electrical (M&E) design Building performance and energy consultancy Feasibility, modelling and full lifecycle project support With over 25 years’ experience, the business operates across a range of sectors including education, residential and commercial projects, delivering design solutions from concept through to construction and […]
16th June 2026
Motor Trade Risk – Cyber Liability Case Study
This company is a UK-based specialist operating in the development, testing, manufacture and supply of electric and hydrogen vehicles and related technologies. The business has experienced strong growth since incorporation in November 2017, achieving annual revenues of approximately £15m+. As a technologically advanced manufacturing business, it relies on digital systems, intellectual property, supply chain interfaces, […]
27th May 2026
Do Small Businesses Need Cyber Insurance in 2026?
Cyber crime is no longer something that only affects large corporations with huge IT budgets. In 2026, small and medium-sized businesses (SMEs) are one of the biggest targets for cyber-attacks in the UK, and many still believe it “won’t happen to them”. Phishing emails, ransomware attacks, data breaches and system outages are now part of […]
8th May 2026
Global Conflict, Rising Costs & Underinsurance Risks for UK Businesses
Ongoing global conflict continues to dominate headlines, but for many UK businesses, the most immediate impact is not geopolitical – it’s financial and operational. Rising costs, disrupted supply chains, longer lead times and inflated material prices are creating a perfect storm of risk that many organisations are unknowingly exposed to through underinsurance. Across multiple sectors, […]
23rd April 2026
Salary Sacrifice Changes in the UK: Why Employers Shouldn’t React Too Quickly
There’s still a lot of noise in the media around salary exchange. Headlines linked to Rachel Reeves’ proposed changes to salary sacrifice have triggered a fairly predictable response: concern, frustration, and, in many cases, knee-jerk decisions. Bad news travels fast, and it often makes for the most clickable stories. Take one example: reports suggesting that […]
5th March 2026
Warranty & Indemnity Insurance: a Quick Introduction
What is Warranty & Indemnity Insurance? When buying or selling a business, the Sale & Purchase Agreement (SPA) includes warranties (statements about the business’s condition) and indemnities covering specific risks. If these statements turn out to be inaccurate, the financial consequences can be significant. Warranty & Indemnity (W&I) Insurance transfers this risk from the buyer […]
2nd March 2026
15 Creative (and Low-Cost) Ways to Show Employee Appreciation
(For Employee Appreciation Day and beyond) Employee Appreciation Day: Why It Matters More Than Ever Every year, on the first Friday in March, organisations mark Employee Appreciation Day. For some, it’s a quick thank-you email. For others, it’s cupcakes in the kitchen or a company-wide shout-out. But here’s the real question I ask HR leaders […]
13th February 2026
Retention Reimagined: Why Appreciation Is the New Employee Retention Strategy
Employee Retention in the UK: Why the Old Playbook No Longer Works It’s a common question being asked across UK boardrooms: How do we retain our best people without constantly increasing salaries? For years, the default response was simple pay rises, bonuses, and ever-expanding perks packages. But as many HR and finance leaders are now […]