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Public Liability 

Public Liability

Every business has an element of Public Liability exposure. Not only is it expected that cover is held in this area, but it’s also highly advisable!

As a trusted public liability insurance broker, our comprehensive Public Liability insurance packages are there to respond to compensation claims and legal costs if an injury occurs to a third party or damage is inflicted to their asset due to your negligence.

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Public Liability insurance broker

What we offer as a public liability insurance broker:

  • Public Liability insurance for events – if you host or manage large-scale events, you will have a higher risk of injuries to the general public. Ensure you’re fully covered with a comprehensive Public Liability insurance portfolio tailored to you.
  • Sole trader Public Liability insurance – even if you are often trading alone, you may still need Public Liability insurance if you are selling products or are customer-facing.
  • Builders Public Liability insurance – working on a building site comes with risks, make sure you are covered if a member of the public is harmed due to falling debris, faulty equipment or a freak accident.

While we can easily provide your business with the right cover for any Public Liability losses, mitigation of such instances is just as important.

Our job as a Public Liability insurance broker is to support you, and our Risk Management and specialist Broking team will assess what key risks exist to your business and make recommendations on how to improve them.

While you can never guarantee to prevent all such types of instances, minimising them is achievable and will help protect not only your claims experience but also your premium spend and reputation at the same time.

What Our Public Liability Insurance Covers

Public Liability insurance covers you in the event a customer or member of the public is injured, or damage is inflicted to their assets.

Our Public Liability insurance covers:

  • Compensation claims – For any injuries or damage to a third party or their property.
  • Legal expenses – If the case goes to court, our cover will cover the costs associated with the claim.
  • Repair costs – Our cover will pay for any repairs or replacements to damaged property.

Our Public liability cover can also cover other associated claim costs. To find out more and create your comprehensive insurance package, contact our public liability insurance brokers.

Public liability doesn’t cover you or any of your employees, should they be injured while working for you, or for any damage that occurs to your property. To ensure you cover yourself and support those in your team, you will need our Employer liability cover and Buildings, Machinery and Contents insurance.

To find out more about our Public Liability insurance packages, get in touch with our helpful team of public liability insurance brokers today.

Whilst we can easily provide your business with the right cover for Public Liability losses, mitigation of such instances is just as important.

Our Risk Management team and specialist Broking team will also assess what key risks exist to your business and make recommendations on how to improve them.  

Whilst you can never guarantee to prevent all such types of instances, minimising them is very achievable and will help protect not only your claims experience, but also your premium spend and reputation at the same time.  

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