Employers’ liability
If your business is like ours, your people are just as important as your customers. After all, you can’t have one without the other. The government thinks so too, and it’s likely that you’re covered by legislation that makes it compulsory for you to hold employers’ liability insurance.
The Employers’ Liability Act 1969 states that all UK businesses must have employers’ liability insurance if they employ staff, which applies to almost all businesses. Every day you operate without the right insurance to cover your employees (even if you only have one!) can see you face a fine – so make sure you’re covered.
Employers’ liability insurance isn’t just a legal requirement; it offers you protection by covering the potentially high costs of compensation should an employee suffer an injury or illness as a result of their work. Our comprehensive employers’ liability also covers the legal costs associated with the management and defence of a claim.
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Our approach to employers’ liability
For complex businesses with increased claims exposure, our risk management services allow us to carry out risk assessments at your location, suggest improvements, and support our proposal to insurers.
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What employers’ liability insurance covers:
No matter how much you do to provide a safe work environment, the unexpected might still happen – that’s why employers’ liability insurance is so important.
Whether your employee is full-time, part-time, voluntary, seasonal, or temporary, you’ll be covered in the event of:
- Compensation claims from an injured employee
- Work-related illnesses
- Claims that arise from slips, trips and falls
Our approach to employers’ liability risks is specialised and often allows us to achieve coverage and premiums where others cannot. Our comprehensive insurance and employee benefits packages can help give you peace of mind knowing you and your staff are covered, so talk to our helpful team today to discuss your employers’ liability insurance options.
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