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Railway Contractor Insurance

Experts for insuring railway contractors throughout the UK

Caunce O’Hara currently cover 10,000+ rail workers for railway contractor insurance through our Umbrella Scheme for: professional indemnity insurance, employers liability insurance and public/products liability insurance.

Railway Contractor Insurance available: Public/Products Liability, Employers Liability and Professional Indemnity. Call 0333 321 1403 today for a quote.

Here at Caunce O’Hara we were the pioneers of online insurance policies for freelancers and contractors in 1997. We are proud to be able to directly offer online railway contractor insurance policies through our Rail Scheme.

Policies available to you include:


General acceptable criteria for cover includes:

  • Turnover or fee income of less than £250,000 pa.
  • A maximum of 5 employees.
  • No claims or circumstances in the last 3 years.
  • Need to be a UK-based company.
  • All UK-based work – no overseas exposure.
  • No previous insurance cancelled or declined.
  • Work as part of a team, with no sign-off responsibility for work undertaken.

Contact us today on 0161 833 2100 for a quote. 


Keeping your business covered

Our flexible policies let you choose the right level of cover for your business. And if you’re not sure, just give our knowledgeable insurance experts a call and we’ll help you choose. Our cover includes:


Business Insurance Products

In addition to PI insurance, you can further protect your business with our business combined insurance. This package offers great value, with complete coverage for your business in one simple bundle, including:

Public liability insurance for £1 million, with the option to increase to £5m, if you have to visit client premises or they visit yours.
Employers’ liability insurance for £10 million, covering you for claims from employees for injury or illness during their employment.
Office contents insurance up to £5,000 to protect your office contents, computer equipment and furniture against accidental damage and theft, with optional insurance for portable equipment.
Directors’ and officers’ liability insurance from £250,000 if you’re held personally responsible in claims against your business by creditors, employees, customers or regulatory bodies like HMRC.

Call 0161 833 2100 today for details.

Legally required for your business, we provide £10 million cover if you have to pay compensation or legal fees because your staff get ill or injured at work. Call 0161 833 2100 today for details.

24 hour a day protection (not just while you’re at work) against personal accidents or sickness, to make sure you can keep paying the bills. Cover from £50,000 for just £35 a month. Call 0161 833 2100 today for details.

Up to £2m cover for legal fees and damages if one of your employees causes injury or damage to your customers or their business. Call 0161 833 2100 today for details.

Protects your business against the costs of legal action taken against you, including contract disputes, debt recovery, tax, VAT and HMRC investigations. £100,000 cover for only £75 a year! Call 0161 833 2100 today for details.

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