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    Award winning business insurance broker

    Providing comprehensive business insurance for companies of all sizes since 1995. Call 0161 833 2100 today for a competitive quote.

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    Giving you peace of mind so you can thrive in your profession

    Whatever your business, we can provide the business insurance cover you need. Call 0161 833 2100 today for a competitive quote.

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Cyber Insurance

Major UK cyber attack a case of ‘when’ not ‘if’. Protect yourself now with Cyber Insurance… you’ll be thankful you did.

No one is safe from a cyber-attack. These heinous crimes are indiscriminate in their nature and are designed to cause maximum disruption and destruction. If you trade online it is strongly advised that you have a cyber liability insurance policy in place to protect your assets and your customers.

Even if you don’t trade online it is likely that most of your records will be stored on a computer or in the cloud, which still makes your business vulnerable to an attack. Your central server might be compromised, affecting your email capabilities in the process. Ask yourself, How long could our business cope without emails? We are sure the common answer is ‘not very long’.

The UK Government’s Cyber Security Breaches Survey of 2017 found that 46% of all UK businesses identified at least one cyber security breach in the previous year, with that figure rising to 68% for large firms. It can be up to 100 days before a data breach is discovered, followed by an indefinite time to rectify the issue. By that time the damage has been done.

Data is a valuable commodity so it makes sense to protect it and with the introduction of the GDPR its stock has risen dramatically.

What is the GDPR?

The General Data Protection Regulation (EU) 2016/679 (GDPR) is a regulation in EU law on data protection and privacy for all individuals within the European Union and addresses the export of personal data outside the EU. Primarily the GDPR aims to give control of personal data back to citizens and residents and to simplify the regulatory environment for businesses within the EU.

There are significant fines for data breaches as part of the GDPR for businesses and individuals.

For in-depth information about the GDPR please refer to ICO at https://ico.org.uk

 

Continually innovating to ensure your data is safe and you continue to thrive

At Caunce O’Hara we have a solution to keep your business safe and thriving by helping protect you from a cyber-attack. We have negotiated exclusive rates on cyber liability insurance to commercial customers via our close links with Secarma, the cyber security experts.

Secarma are part of one of the UK’s largest hosting companies UKFast and are experts at ensuring a company’s digital assets are secure from cyber threat. With your consent, they will perform vulnerability testing on your IT systems and advise you how vulnerable you are to a cyber-attack. Once you have committed to undertake this testing and implemented any subsequent recommendations presented by Secarma, your premium will reflect this newly reduced level of risk and your organisation will benefit from having a more robust level of security protection in place.

 

What does the Secarma service cost?

Secarma normally charge for £500.00 +VAT for their penetration testing service plus £100.00 +vat for issuing the Cyber Essentials certificate once an organisation passes. Secarma has agreed to reduce the cost of this service exclusively to Caunce O’Hara clients for only £300.00 +Vat for testing plus the £100.00 +Vat certification cost.

The Secarma service aligned with our Cyber Insurance policy provides you with increased cyber security, a greater understanding of your vulnerability to cyber-attack and reduced pricing.

Recognising the benefits of working with a penetration testing company is another example of how Caunce O’Hara continually look for innovative solutions to protect our clients.

 

What are the benefits of Cyber Liability Insurance?

* Incident managers to manage response.

* 24/7 helpline available 365 days a year.

* Credit and Identity monitoring.

* Business interruption cover.

* IT consultants to identify and rectify issues.

* Cover for civil fines and penalties.

* Legal assistance and defence costs.

* Cyber extortion cover.

* PR advice.

 

Cyber Essentials Certification

On completion of the recommendations presented by Secarma, your organisation will be Cyber Essentials Certified. The Cyber Essentials Certification reassures your customers (and regulators) that you are working to ensure you are keeping you client’s data is safe by securing your IT against cyber attack and that you have a clear picture of your organisation’s cyber security level.

If your business bids for government contracts which involve handling sensitive and personal information or the provision of certain technical products and services, you will find that you will require Cyber Essentials Certification.

 

Prioritising protection over premiums

cyber insurance

Plus IPT             Premium without Secarma service +20%

 

With increased fines being the alternative for data breaches through the enforcement of the GDPR, can you really afford not to be covered?

Call our team of experts today for a quote and further information on 0161 833 2100

 

Keeping your business covered

Our flexible policies let you choose the right level of cover for your business. And if you’re not sure, just give our knowledgeable insurance experts a call and we’ll help you choose. Our cover includes:

 

Business Insurance Products

In addition to PI insurance, you can further protect your business with our business combined insurance. This package offers great value, with complete coverage for your business in one simple bundle, including:

Public liability insurance for £1 million, with the option to increase to £5m, if you have to visit client premises or they visit yours.
Employers’ liability insurance for £10 million, covering you for claims from employees for injury or illness during their employment.
Office contents insurance up to £5,000 to protect your office contents, computer equipment and furniture against accidental damage and theft, with optional insurance for portable equipment.
Directors’ and officers’ liability insurance from £250,000 if you’re held personally responsible in claims against your business by creditors, employees, customers or regulatory bodies like HMRC.

Call 0161 833 2100 today for details.

Legally required for your business, we provide £10 million cover if you have to pay compensation or legal fees because your staff get ill or injured at work. Call 0161 833 2100 today for details.

24 hour a day protection (not just while you’re at work) against personal accidents or sickness, to make sure you can keep paying the bills. Cover from £50,000 for just £35 a month. Call 0161 833 2100 today for details.

Up to £2m cover for legal fees and damages if one of your employees causes injury or damage to your customers or their business. Call 0161 833 2100 today for details.

Protects your business against the costs of legal action taken against you, including contract disputes, debt recovery, tax, VAT and HMRC investigations. £100,000 cover for only £75 a year! Call 0161 833 2100 today for details.